Author: Matt DeBole

Protecting The Home Front Don't Forget Your Spouse—FSGLI Conversion Rights Military spouses are the backbone of the "Home Front," yet many families don't realize that a spouse’s life insurance is often tied directly to the member's service status. When that service ends, Family SGLI (FSGLI) ends—but the right to convert remains.The $100,000 OpportunitySpouses covered under FSGLI have the independent right to convert up to $100,000 into a permanent commercial policy. Like the service member, the spouse is guaranteed acceptance without…

"UNINSURABLE" IS A MYTH The Power of the Class 2 Pool Many veterans walk away from life insurance because they believe their VA disability rating or medical history makes them "uninsurable." At Blue Crab Insurance Agency, we know that isn't true. Federal law specifically created the Class 2 Conversion Pool for you.How Guaranteed Acceptance Works For most service members, the "Conversion Privilege" expires exactly 120 days after discharge. This is a hard deadline. Once passed, you are no longer eligible…